Monday, April 25, 2011

Hints and tips on auto insurance

In the store. The best way to get a cheap insurance is given to the task of investigating. If you get quotes from several insurers of cars, perhaps the most expensive suit you, depending on the coverage you need. Get car insurance quotes online can be time well spent.
  • Best offer. If you are on auto insurance online that you like and gives you confidence, but you get a lower budget in another company why not contact the insurance company?
  • Policy differences. Remember, not all created by insurance policies are created equal. Look at the fine print to see what useful supplements may be included in the policy (courtesy car accident, full coverage, discounts in the event that there is no claim for insurance, etc.).
  • Misleading information. Any auto insurer, no matter how good reputation you have, you pay nothing if you provide false information. If your car has alloy wheels, you must tell the insurer. If you are a student, you can not make claims if you live in your parents' house, though you live there for a few days or a week.
  • Leave time. Many companies will contact you with a renewal premium very close to the expiration of the insurance policy. Often this means that people take the easy route and renew their auto insurer for a much better or cheaper.
  • Additional tips for cheap insurance.
a) Compare. Those who compare various prices and return with a lot of appointments with insurers. Comparing car insurance sites often ask consumers about their profession, driving record, car, house, etc. This means you have to go through each one to choose the best option.
Keep your car properly
Here are some tips for your car is in good condition.
1) A lot of attention. It is important to check the air pressure in your tires (including spare) regularly, as this will help safety and reduce fuel consumption and increase tire life.
The tire pressure should be checked when cold (stationary for at least three hours a day) and do not use them if they have been repaired or retreaded, because it will be difficult to control when traveling at high speeds.
2) Regular monitoring of your car. Check your engine oil, coolant, brake and water levels frequently.
Ensure all weekly checks recommended in the manual have been made and that no warning of the car and indicator lights.
3) The maintenance of your vehicle. Make sure your car is serviced regularly. This will help in security issues and to prolong the life of your car and save money in the long term.
4) Rules for driving. Before going check the wiring, lights and hitch and tires and the pressure they are (ideally should be around 40 PSI).
5) If you travel long way. Share the handling of the car with another person, avoid driving at night. Can be a great idea to take naps of 15 to 20 minutes if you're tired or fatigued. Driving change every hour and a half.
6) Safe driving distance. Leave at least two seconds between your car and in front of you. This equates to about eight car lengths when traveling at 60 km per hour, 12 car lengths at 80 km per hour and 16 car lengths to 100 km per hour.
If you travel in the rain may require greater distance.
7) Child Safety. The back seat is the safest place for children of all ages. Whenever possible, install the restraint in the center back position
You can install a forward facing child seat in the front seat (no air bag side impact). Always move the passenger seat as high as possible.
Do not use a child restraint system was in shock because it can be damaged.
Fits the child properly. Follow the instructions and make sure the capsule or child seat is properly equipped, with minimal sideways movement or forward on the seat of the car.
On each trip make sure the child safety harness is properly adjusted, check that the thickness of two fingers can be inserted between the harness and the child's chest.
8) Concentrate on your way to handle when driving. Never eat, drink or use a cell phone while driving, even if you're sitting in traffic. If you need to make or receive a call or you hungry or thirsty, looking for a place to perform these activities.
9) In case of accidents. Do not admit liability at the scene of an accident. Get the name and details of insurance and registration number of cars involved.
If you have a camera or a phone with a camera, take photographs of the cars involved in the incident, for any damage caused and other pertinent.
Write down the details of what happened, including details of any injury or damage as soon as possible. If you were given get information from witnesses.

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