The best advice to reduce the insurance cost for teens

In this article I offer some tips for you to get an insurance company cheap car if you have a teenage son.

• Buy online. Many auto insurers offer discounts to customers who buy online.

• Unlimited mileage. Consider a mileage limit or driving only at certain times of day.

• Car Security. Make sure you have an alarm and immobilizer.

• Driving a car with a smaller engine. If your child uses a new small car, is less viable to reach high speeds with it and therefore display interfered in an accident. Avoid cars with large accelerations, tires, alloy wheels and other things that could easily seduce you.

• If you can, avoid being added to the insurance of your parents. This prevents the creation of your own no claims bonus.

• Payment method. The drivers seek to keep the cost of auto insurance, so I choose to pay monthly installments instead of a fixed annual sum. Those who take the decision of a monthly payment can expect to pay an additional fee for this option.

• Compare insurers. Insurers do not always have the goal of insuring a teenage driver. There is no law that says you and your teenager have to be in the same insurer. If your current insurer offers a discount to add a family member to the policy, you should ask for more details. Just remember that the comparison is always important.

• The higher your deductible, the lower your premium.

• Cars conservatives. Some cars such as sedans, offer much better rates on insurance. If your teen has a sports car, just add it to your car insurance policy.

• Driving. If your teenager is a graduate student with good grades, you may be entitled to a discount with your insurer.

Why insurance costs so much to teenagers?
Until you have several years of driving experience, the cost of insurance will be quite high because inexperienced drivers may be more involved in accidents than experienced drivers.
 
Please note that Mexican authorities maintain a register of accidents and breaches of the drivers.

Save money on your insurance 
Management Training
You can probably get a discount on your insurance policy if you complete a training course for licensed drivers, so you must complete one as soon as possible.

Choose your car wisely
If you're planning to buy a car, avoid high-performance cars or sports cars because these cars are more expensive to repair and the insurer will charge more. Consider the cost of insurance before making payment.