If you own a classic car, you surely know that this car requires a little love on the side of the insurers . These are some of the basics you should consider before hiring an insurance for your classic car:
Differences between the old and classic car
How old is the car? This can play an important role in the classification of your car to the insurers. Basically there are two major classifications when it comes to finding a good insurance classic car:
Restrictions apply more than the speed limit
The restrictions will also be a big part of your car insurance policy. Once you find an insurer that meets your needs, you have to talk to your insurance agent about what insurance can do for your car.
These restrictions can range from something as simple as taking the car to be seen in the insurer to being able to drive only in parades, Sundays or holidays. Apply even to how to park your car and keep it in the garage and may be even higher depending on vehicle. In fact, insurance rates may come up if someone in your house have a speeding ticket and even if there are several drivers, can be assigned a specific day each to drive the car.
Be sure to consider what kind of car you have (classic or old) when you start hunting for an insurer to be able to enjoy more comfortable rides on wheels.
Differences between the old and classic car
How old is the car? This can play an important role in the classification of your car to the insurers. Basically there are two major classifications when it comes to finding a good insurance classic car:
- Classic car. The classic cars generally were manufactured between 1940 and 1970. However, there are some exceptions to this rule. An example would be a DeLorean, which is no longer manufactured but has a large following.
- Antique car. This classification applies to cars made before 1940. If the car in question is an old car talk to your insurance agent to see what rating it deserves.
Restrictions apply more than the speed limit
The restrictions will also be a big part of your car insurance policy. Once you find an insurer that meets your needs, you have to talk to your insurance agent about what insurance can do for your car.
These restrictions can range from something as simple as taking the car to be seen in the insurer to being able to drive only in parades, Sundays or holidays. Apply even to how to park your car and keep it in the garage and may be even higher depending on vehicle. In fact, insurance rates may come up if someone in your house have a speeding ticket and even if there are several drivers, can be assigned a specific day each to drive the car.
Be sure to consider what kind of car you have (classic or old) when you start hunting for an insurer to be able to enjoy more comfortable rides on wheels.
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