Car insurance, premiums may fall in 2010

As we have said on more than one occasion, insurers are looking to spend a health crisis for which many employers had been killed. But considering that the business of insurance companies is anti-cyclical, projections for 2010 should invite a number of considerations.

It is estimated that insurance premiums for cars may experience significant declines during the course of 2010, the estimated percentage would be around 4%. To be certain this estimate, the drop would be in the same proportion as that recorded during the previous año.Sin But those who hope that this low to moderate due to improved claims experience, we must tell them not to have many hopes.

None of the experts on insurance, in general, and specifically car insurance, you think of venturing into this sentido.Una improving global economic situation, among many other positive things, would also bring greater use of cars and, thus a higher risk to insurance companies. Thus, to obtain positive numbers is more difficult in times of economic boom in the days that are worse predictions.

It is almost certain that the insurance industry for cars will not see their premiums increase over 2010, although it is possible for companies to raise their valores.También must be borne in mind that about three years we have been of economic recsión has left a car park less turnover rate, ie, has old-looking for a faster way than usual as the decline in sales of new cars has prevented its renewal, which can also affect the increase accidents on the road.

Also, the sale of used cars has continued its way steadily incidienco further in the aging fleet.

Insurance companies specializing in insurance for cars, is confident that the situation is not as bad for business. According to statements by executives of insurance, "out of the economic crisis will be gradual, slow, so do not think that will affect a very negative way in the business of insurance.

In MMT Seguros, one of the leading companies in car insurance , it is hoped to be the case and prepare for it or any other event of an economic nature, whether global or local.