"Green Car? Get him an insurer

Conceived as green cars, combining an electric motor and driven by an internal combustion engine, hybrid cars will provide great savings at the pump, but will do the same with your insurer? Not exactly.

If you quote a carrier for a hybrid car Toyota Corolla and other insurance for a normal car, the first will cost more to insure, according to the insurer to consult. The maximum discount available for hybrids is 10%, but we must also have factors such as eligibility for the discount, which varies according to the insurer. Not all hybrids qualify for a discount "green."

 

To receive a discount on the policy with your insurer , your hybrid needs to be a true hybrid, ie, the electric motor of a hybrid half car helps the engine with gasoline, but when the car is moving, the gasoline engine always is on. The true hybrid power move until they reach a certain speed limit. Therefore, the discount does not apply to a mild hybrid.

 

Auto insurance for hybrids is subject to all pricing factors used for any non-hybrid vehicle, credit history, management, geographic location, age, mileage and so on. These criteria are used to determine auto insurance rates for all cars, including hybrids. The value of the car and age are also factors in the amount you will pay for your auto insurance. The insurer must pay for repairs or replacement in case of accident, this is another reason why insurance companies charge more to insure a hybrid car, plus they are more expensive than gasoline cars.

 

Cars that have logged more miles higher contributions to the insurance companies here.

Driving habits and trends in claims for hybrid cars also play an important role in higher rates of your insurance. Hybrid cars have better mileage than their traditional counterparts, resulting in more auto insurance claims.

 

To this we must add that hybrids are becoming more involved in more accidents. This may be due in part to people who want to save on fuel hybrid vehicle prefer a normal one.

 

Shock leads to higher rates with your insurance company

Drivers of hybrids and hybrid luxury SUV collide more often than those traditional luxury cars and their driving counterparts. In the U.S., the Lexus GS450h car drivers, hybrids, luxury and four doors were in the most accidents of hybrids in 2009. The Fender bent and broken bumper are added to the auto insurance rates rising hybrids.