Saturday, April 2, 2011

Do your homework when looking for an insurance

Unless you're a journalist, forensic scientist or archaeologist, we assure you'll need to do some research when you're looking for a good insurer of cars, but quiet, we know that is very boring and so wrote this text to help you.
 
Protecting your car
The first step is to research among your friends and especially among those having a car much like yours, in matters of price, space, etc. Ask references about their insurance, the type of auto insurance coverage they have and how much they pay. After all, the last thing you do is think you're in good hands, only to discover that your insurer will not support a major accident.
 
Important insurance
If that does not help much or you just want to make a better decision, just check the ratings of the insurers in Condusef (National Commission for the Protection and Defense of Users of Financial Services), this will give a better view about which provides the best services and in what areas. Although these ratings do not really say much about the nature of each insurer , will speak on financial stability, which is the first thing you should look because you will realize how you would address if you file a claim.
However, financial stability is not the only thing to look out for in an insurer. It is also desirable to have a good service and speedy processing of claims. The key is to find a professional and quality insurance.
 
Other considerations
  • Talk to repair shops. One of the best sources of information about insurance are automobile service shops. Find a trusted shop and ask about their experiences with insurance companies.
  • Talk to an insurance agent. There are a number of auto insurers that do not allow you to buy insurance directly, but through an agent. An insurance agent is a point of contact you can use in an accident. You may consider an exclusive agent of a particular insurance company or anyone working for several insurance companies.
  • Check which company has the best discounts. There are many discount programs available in most auto insurers. Ask for things like the discount for multiple or multi-line insurance.

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