Take time to renew your car insurance

If you are about to renew your policy auto insurance , a good tip is to review your policy and your insurer may have new deals, driving less, or you might just save more money than you save now, among other issues that will explain below:

• Your insurer has new offerings. Make sure if your insurer has new benefits for drivers like you. If so, use them.

• Driving fewer miles. Some insurers now offer a substantial discount for low mileage, ask if your insurance is the same.

• Save money. Make sure your coverage is at a level sufficient to protect your assets. Investigate any discounts that you qualify, for example, the discount of several vehicles, which helps you save money by securing your vehicle with the same company.

• Specialized vehicle. If you have a car of this type, such as a commercial vehicle, a car insurance policy provides coverage standard does not really necessary. Check with your auto insurer to see if they offer you specialized policies, if not, perhaps there is a loyalty discount.

Five basic questions to save you with your insurance company
Ask an insurance agent who will answer the right questions about auto insurance can meaning you great savings. Five questions are recommended:

• Do I have the right coverage? Owners of old cars require low-cost or total theft coverage and collision, which can save you hundreds of dollars each year.

• My policy is effective? If you moved, you got married or bought a house, check with your insurance agent if you qualify for lower rates.

• Should I increase my deductible? If you increase your deductible could reduce the full costs of 15 to 30 percent.

• Do you qualify for a discount? Ask your agent if your insurer offers reduced premiums for certain features such as anti lock brakes. You may also be eligible for discounts if you pay in full if you are loyal customer or do not have tickets or accidents recently, also if you are registered for electronic bill or if you have two or more cars insured on your policy.

• "I can save if I buy car accessories? Car insurance rates can vary by hundreds of dollars between insurer and insured. Check the rates of several companies to make sure you are getting the best deal. An insurance agent can help in this task.

If you moved, you got married or bought a house, ask your auto insurance agent, or you may be eligible for lower rates.