All-risk insurance and collision

If you have an accident, the collision of your insurance policy covers all risks repairing your own car.

It is considered that your vehicle is a total loss when the cost to repair exceeds a certain limit on the total value of the car, which normally amounts to 70%. In this case the insurance company takes the car to the junk and pay with cash value of the car.

Neither the car insurance that covers collision coverage or the comprehensive insurance is mandatory in most countries. However, if your car is still paying the dealer may sell it forced him to have some sort of all-risk insurance that will cover up some limted in case any accident should happen.

The coverage of all risk insurance covers vehicle damage that was caused by an accident, for hitting an animal, natural disasters, in case of vandalism, if you suffered a fire or theft.

Also all risk insurance cover broken moons. Even if your windshield is broken, the insurance coverage against all risks fix it as they have contemplated these circumstances.

In the event of a collision there is a deductible for any claim of any risk. Collision coverage and all risk insurance are very important to take them into account when hiring for our car insurance that meets our needs and expenses. Be sure to review with calm and tranquility of these terms before hiring any all-risk insurance that offer, comparing the different offers that you propose.

The concepts and clauses Liability Compulsory Liability Supplemental Own damage, fire, theft, legal defense, claim for damages, legal defense of fines, driver's insurance, travel assistance and the possibility of excess must be present in recruitment any kind of insurance against all risks .