Choose a car insurance becomes a chore because of the huge number of companies that offer these services and, indeed, if it is the first time that you are hiring a car insurance.
It is important to know the types of insurance, as well as the qualifications of each of the policies, because depending on the price difference they can vary to a greater or lesser extent.
Here are a series of recommendations to follow so you can choose the car insurance that best suits your situation:
• There are three models of insurance: against all risks, which generally covers all damages of the vehicle with excess to that cover damage from a prearranged price with the company, so that if The costs shall minor damage from the insured. Finally there is the third party insurance, this method does not cover damage to your vehicle (except a few items) but if the third party involved.
• Age of vehicle is important to know that this is a determining factor when setting a price for your insurance. If your car has over 8 years is recommended to secure a third party.
• Age of Insured: almost all insurance companies "penalized" in price policies for children under 25 years, and time of possession of a driving license.
• Use of vehicle: Insurers take into account the type of use that gives the car (weekly rentals only ...) or if you have a garage. If your vehicle uses much is advisable to hire a full insurance.
• Additional services: Many insurance companies offer interesting additional services like legal advice, resource fines.
• Bonus: It is important to know whether the insurer to the insured subsidizes a discount on the insurance renewal price if you have not had to take any part.
Analyzing these factors in different companies can get valuable information that will help you choose one or the other insurance
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